Kulesi sihloko
Phatha Imali Yakho

4. Izindleko Ezingashintshi Nezishintshayo

Qonda izindleko ezingashintshi nezishintshayo, ukusebenzisa izindleko ezinqumweni zakho ngolimi olulula nokuthi kusho ukuthini ezinqumweni zebhizinisi lakho.

Sorting fixed and variable business costs

Akuzona zonke izindleko zebhizinisi eziphatha ngendlela efanayo.

Ezinye zihlala zifanayo ngisho noma ukuthengisa kuhamba kancane. Ezinye zikhula uma ibhizinisi lisebenza kakhulu. Ukuqonda umehluko kukusiza ukubhala ibajethi, ukubeka amanani afanele nokugwema ukucindezeleka kokugeleza kwemali.

Uma ungaqondi ukuthi yiziphi izindleko ezingashintshi nezishintshayo, ungase ubekhe amanani aphansi kakhulu, uhlele ngokuthemba kakhulu, noma uzwe ushaqekile lapho inyanga ethulile isabiza cishe ngokufanayo nenyanga eqhudayo.

Balancing income against fixed and variable costs

Kungani ukuhlunga izindleko kubalulekile

Ibhizinisi ngalinye lichitha imali ukuze lisebenze. Kodwa ukuphatha zonke izindleko njengokufanayo kuholela ezinqumweni ezimbi.

Umphakeli wokudla angabiza izithako kodwa akhohlwe ukupakisha, ezokuthutha, ugesi, imiholo yosizo nesitoko esilahlekile. Ukuthengisa kubonakala kuhle, kodwa inzuzo incane kakhulu. Ibhizinisi lokulungisa lingagubha inyanga eqhudayo ngaphandle kokuqaphela ukuthi indawo yokuhlala, umshwalense nokubuyisela izikweletu zihlale zifana, futhi kwakufanele zisakhokhelwe.

Incazelo

Izindleko ezingashintshi

Izindleko ezingashintshi yizindleko zebhizinisi ezivame ukuba yifanayo njalo ngenyanga, kungakhathalekile ukuthi uthengisa noma ukhiqiza kangakanani.

Incazelo

Izindleko ezishintshayo

Izindleko ezishintshayo yizindleko zebhizinisi ezikhuphuka noma zehla kuye ngokuthi uthengisa, ukhiqiza noma uletha kangakanani.

Izindleko ezingashintshi: okhokhelwa njalo ngenyanga

Izindleko ezingashintshi ziyaqhubeka ngisho noma ukuthengisa kuphansi. Lezi yizindleko ezigcina ibhizinisi liqhuba noma unekhasimende elilodwa noma elishumi.

Izindleko ezingashintshi ezivamile zifaka indawo yokuhlala, imiholo, ukubuyisela izikweletu, umshwalense, i-inthanethi, izinkontileka zefoni, indawo yokugcina nokubhalisa kwesofthiwe.

Ngoba izindleko ezingashintshi azwehle ngenyanga ethulile, zidala umgwaqo ophansi, inani elincane ibhizinisi elidinga ukulithola ukuze liqhubeke livuliwe. Ibhizinisi elinezindleko ezingashintshi eziphakeme lidinga imali engenayo evamile ukuze lisinde.

Isibonelo sesimo

Inyanga ethulile ngamabhili afanayo

Uqhuba isaloni esincane. UJanuwari uthule, cishe ingxenye yama-aphoyintimenti akho ajwayelekile ibhukiwe.

Kodwa indawo yokuhlala, umshwalense, inkontileka yakho yefoni nemiholo yomsizi yakho isadingeka ngokuphelele. Izindleko ezishintshayo ezifana nemikhiqizo yezinwele nombala ziphansi ngoba wenze umsebenzi omncane.

Umphumela: Imali engenayo yehle, kodwa izindleko ezingashintshi azange zishintshe. Inyanga ethulile yayibiza kakhulu kunokubonakala ngoba izindleko ezihlala zikhokhelwa zaziqhubeka.

Izindleko ezingashintshiIzindleko ezishintshayo
Zihlala zifanayo cishe njalo ngenyangaZishintsha ngokuthi uthengisa noma ukhiqiza kangakanani
Kufanele zikhokhelwe ngisho nenyanga ethulileZivame ukuba phansi lapho ukuthengisa kuhamba kancane
Izibonelo: indawo yokuhlala, imiholo, umshwalenseIzibonelo: isitoko, izinto, uphethiloli, abasebenzi besikhashana
Zidala indleko encane yokuhlala uvuliweZikhuphuka lapho umthwalo womsebenzi ukhula

Izindleko ezishintshayo: okushintsha ngomthwalo wakho womsebenzi

Izindleko ezishintshayo zikhuphuka lapho wenza umsebenzi omningi futhi zehle lapho wenza omncane. Isitoko, izinto ezisetshenziswayo, ukupakisha, uphethiloli wokuletha, abasebenzi besikhashana, izimali zokucubungula izinkokhelo, ugesi wokukhiqiza, izinto zokuhlanza nezokuthutha ezihlobene nomsebenzi zivame ukufaka kuleli qembu.

Lapho ubeka intengo yomsebenzi noma umkhiqizo, izindleko ezishintshayo yizindleko ezixhunyaniswe ngqo nalokho kuthengisa. Uma intengo yakho ingazimbozi, kanye nesabelo sezindleko ezingashintshi, ungase usebenze ulahlekelwe ngaphandle kokubona.

Sebenzisa izindleko ezinqumweni zakho

Izindleko azikho nje izindleko ohlwini. Ziyizimpawu ezikusiza ukuthi wenze izinketho ezinhle.

Ngaphambi kokuqasha, ukuthuthela endaweni entsha noma ukuthenga izinto zokusebenza, buza ukuthi ingabe lesi sinqumo sengeza yini indleko engashintshi entsha. Umsebenzi omusha, isitolo esikhulu noma ukubhalisa kwesofthiwe njalo ngenyanga kukhulisa okufanele ibhizinisi likuthole njalo ngenyanga, ngisho ngezikhathi ezithulile.

Ngaphambi kokwamukela umsebenzi, buza ukuthi ingabe intengo imboza yini izindleko ezishintshayo futhi ishiye isikhala senzuzo ngemva kokucatshangelwa kwezindleko ezingashintshi.

Isibonelo sesimo

Ukubeka intengo yomsebenzi ngaphandle kwesithombe esiphelele

Uqhuba ukugeza kwezimoto ezihamba. Ikhasimende lemoto eningi linikeza u-R3 500 ngesivumelwano sanyanga zonke esemboza izimoto ezingama-20.

Ubalala amanzi, insipho nephethiloli ngo-R1 200 futhi wamukela umsebenzi. Kodwa ukhohlwe isikhathi sokuhamba, ukudilizwa kwezinto zokusebenza, abasebenzi besikhashana ngosuku lwesibili, kanye nesabelo sakho somshwalense nezindleko zefoni.

Umphumela: Umsebenzi wabonakala unenzuzo kodwa uwawumboza kancane izindleko. Ukuhlunga izindleko ezingashintshi nezishintshayo kungakhombise intengo yangempela edingekayo.

[!quiz] type:single
Yisiphi isindleko esingase sibe sishintshayo?

  • Indawo yokuhlala yanyanga zonke
  • Imali yomshwalense
  • Izinto zokupakisha zoku-oda ngakunye

Explanation: Ukupakisha kukhuphuka ngo-oda ngalunye, ngakho kuyindleko eshintshayo. Indawo yokuhlala nomshwalense zivame ukuba yifanayo kungakhathalekile ukuthi uthengisa kangakanani.

Hlunga izindleko zakho zibe izinhlu ezintathu

Indlela esebenzayo yokuqonda ukwakheka kwezindleko zakho ukuhlunga konke ibhizinisi elichitha kube amaqembu amathathu.

Uma usuhlunge, buza: Yiziphi izindleko ezikhulayo? Yiziphi ezingancishiswa? Yiziphi ezisiza ibhizinisi ukuthi lithole imali eyengeziwe? Izimpendulo ziqondisa izinqumo zentengo, ibajethi nokuchitha.

[!quiz] type:true-false
Izindleko ezingashintshi zehla ngokuzenzakalelayo lapho ukuthengisa kuhamba kancane.

  • Iqiniso
  • Amanga

Explanation: Izindleko ezingashintshi ezifana nendawo yokuhlala, imiholo nomshwalense zivame ukuba yifanayo ngisho noma ukuthengisa kwehla. Yingakho izinyanga ezithulile zingazwakala zibuhlungu kakhulu kunemali engenayo yodwa.

[!quiz] type:multi
Ngaphambi kokwamukela umsebenzi omusha, yiziphi izindleko okufanele uzicabangele?

  • Isitoko nezinto ezidingekayo kuleyo msebenzi
  • Isabelo sakho sezindleko ezingashintshi zanyanga zonke ezifana nendawo yokuhlala
  • Kuphela intengo ikhasimende eliphakelayo

Explanation: Intengo eqhubekayo imboza izindleko ezishintshayo zomsebenzi futhi isize izindleko ezingashintshi. Ukwamukela intengo ngaphandle kokuhlola izindleko kungasho ukusebenza ulahlekelwe.

Iphutha elivamile

Ukukhohlwa kwezindleko ezingashintshi lapho uqhathanisa inyanga enhle nenyanga ethulile.

Inyanga eqhudayo ingazwakala inenzuzo ngoba izindleko ezishintshayo zimboziwe futhi imali ecashini ihamba. Kodwa uma izindleko ezingashintshi ziphezulu, inyanga ethulile ingasusa ngokushesha leyo buffer. Hlala ubala izindleko ezihlala zikhokhelwa lapho uhlola ukuthi ibhizinisi liyaphila ngempela yini.

Isinyathelo sakho esilandelayo

Yenza izinhlu ezintathu: izindleko ezingashintshi zanyanga zonke, izindleko ezishintshayo ngomsebenzi noma ukuthengisa ngakunye, nezindleko ezenzeka ngezikhathi ezithile. Engeza izilinganiso ezilinganiselwe kuzo zonke. Leli qhinga elilodwa livame ukukhombisa ukuthi yikuphi intengo noma ukuchitha okudinga ukunakwa.

Wenze kahle!

Awudingi amarekhodi aphelele ukuze uhlunge izindleko zakho. Uhlu olulinganiselwe olunamanani angempela luyindawo eqinile yokuqala.

Qhubeka ufunde

Isihloko esilandelayo sithi hlela ngaphambi kokuchitha.

Uma usuqonda izindleko zakho, izinqumo zokuchitha ozithathayo, ezintweni zokusebenza, esitokweni, ukuqasha noma ukukhula, ziba lula ukuzihlola ngokuzethemba.

Okungalanda

Ishidi lokuhlunga izindleko