Akuzona zonke izingozi ezidinga umshwalense.
Ezinye zingaphathwa ngokweminqubo engcono, imikhuba ephephile, ukonga noma ukuhlela. Ukulungisa okuncane, isonto eliphansi noma ibango elincane lekhasimende kungase kucasule, kodwa ibhizinisi livame ukubuyisela ngaphandle kosizo olungaphandle.
Ezingozi ezinye zinkulu kakhulu ukuziphatha ngokwakho. Ukulahlekelwa yizinsiza ezibalulekile, imoto, isitoko esikhulu, ukulimala okunzima, ukukhwabanisa noma ukuphazamiseka okude kungamisa imali engenayo futhi kudale isikweletu ngokushesha kunokuthi ukonga kukwazi ukukukhokhela.
Okubalulekile ukwazi umehluko.
Incazelo
Ukubekezelela ubungozi
Ukubekezelela ubungozi kusho ukuthi ibhizinisi lingaphatha kangakanani ukulahlekelwa kwezezimali nokuma kusuka ekongweni, emalini engenayo nasekulawuleni okukhona ngaphambi kokuthi ukubuyisela kube nzima kakhulu.
Kungani ikhono lokubuyisela libalulekile
Ukuhlawula ingozi ngayinye encane ngomshwalense kungase kungabi yinto esebenzayo. Amaphremiyamu ayengeza, futhi akuzona zonke izenzakalo ezifakiwe. Ngesikhathi esifanayo, ukuziphatha inani elingavala ibhizinisi nakho akusebenzi.
Isinqumo sincike ezindlekweni ezingase zibe khona, ukuthi ukubuyisela kuzothatha isikhathi esingakanani nokuthi ibhizinisi lingakwazi yini ukuhlangabezana nemiholo, abahlinzeki nezibopho zamakhasimende ngesikhathi eso.
Ibhizinisi elinamareserves akhulayo nabahlinzeki abasemuva lingase liphathe ukuphazamiseka okufushane ngendlela ehlukile kunokuba ibhizinisi elingenayo imali eyengeziwe nelinemoto eyodwa ebalulekile.
Ukwehla okungaphathwa noma inani elinzima?
Cabanga ukuthi amabhizinisi amabili abhekene nezinkinga zezinsiza kunyanga efanayo.
Isivuthisi sesibili se-salon siyeka ukusebenza. Umnikazi unesibuyiselo, uthenga okubuyiselayo okubiza kancane futhi uqhuba ukuhlela.
I-generator eyinhloko yomthengisi wekhofi ohamba yehluleka ngesikhathi semakethe esimatasa. Ngaphandle kwayo, azikho iziphuzo ezithengiswayo. Eyodwa entsha ingabiza izinsuku eziningi zenzuzo futhi imakethe ayikwazi ukulinda.
Umphumela: Uhlobo lwenkinga olufanayo, ukwehluleka kwezinsiza, ludala ubungozi obuhlukile ngoba izindleko zokubuyisela nokuma kuhlukile.
Izingozi ezincane ongase uziphathe wena
Ezingozi ezithile zingaphathwa lapho izindleko ziphansi futhi ibhizinisi lingabuyisela ngokushesha.
Ukubuyisela into ebiza kancane, ukuphatha ukulungisa okuncane, ukumelana nokulibaziseka okuncane, ukumelana nesonto elilodwa lokuthengisa eliphansi noma ukuxazulula ibango elincane lekhasimende kungenzeka ngokonga, ukuhlela noma izinhlelo ezingcono. Imikhuba emihle, izinsiza ezilungisiwe, izinkokhelo ezihlolwe, izivumelwano ezicacile nokuphepha okuyisisekelo, inciphisa ukuthi lezi zinkinga ziba nzima kangakanani.
Lezi zingozi zisadinga ukunakwa. Ukuziphatha kahle kukhulula amandla ezingozini ezinkulu ezingamisa ibhizinisi.
Izingozi ezinkulu ezingase zidinge ukuvikelwa okuqinile
Ezingozi ezithile zingalimaza kakhulu ibhizinisi. Ukulahlekelwa yizinsiza ezibalulekile noma imoto, umonakalo omkhulu wesitoko noma umlilo, umthwalo womthetho, ukulimala okunzima, ukukhwabanisa noma ukuphazamiseka okude kokuqhubeka kwezohwebo kungadala izindleko nokuma ibhizinisi elingakwazi ukuziphatha kusuka emalini engenayo yenyanga evamile.
Uma isenzakalo esisodwa singavala ibhizinisi, sidale isikweletu esinzima noma simise imali engenayo amaviki, ukuncika ethembeni kuphela akunakho.
Lapho kungase kudinge amareserves, izivumelwano, ukuvikelwa komthetho, ukwesekwa kochwepheshe noma umshwalense ofanele, kuye ngengozi nokuthi inketho ngayinye imboza ini noma inikeza ini ngempela.
| Ivame ukuphathwa ngokwakho | Ivame ukudinga ukuvikelwa okuqinile |
|---|---|
| Ukubuyisela okubiza kancane | Ukulahlekelwa yizinsiza ezibalulekile noma imoto |
| Ukulibaziseka okufushane okunesibuyiselo | Amaviki ngaphandle kwemali engenayo |
| Ibango elincane lekhasimende | Umthwalo womthetho noma ukulimala okunzima |
| Isonto elilodwa lokuthengisa eliphansi | Ukulahlekelwa kwesitoko esikhulu noma umonakalo ezindaweni |
Sebenzisa ukuhlolwa kobungozi okulula
Awudingi i-spreadsheet eyinkimbinkimbi ukuze wenze isinqumo esisebenzayo. Kuyo yonke ingozi enzima, hamba ngokuhlola okufushane: amathuba okuthi ingenzeka, izobiza malini, ukubuyisela kuzothatha isikhathi esingakanani, ukuthi ibhizinisi lingakwazi yini ukuyikhokha ngokonga, ukuthi imali engenayo izoma yini, ukuthi amakhasimende azothinteka yini, ukuthi ingozi ingancishiswa ngokulawula yini nokuthi kungadingeka ukuvikelwa okuqinile yini.
Injongo akuyona ukugwema yonke ingozi. Injongo ukugwema ukumangala yizingozi ezibaluleke kakhulu.
Lapho ukuziphatha ngokwakho kunganele
Uma isenzakalo esisodwa singavala ibhizinisi, sidale isikweletu noma simise imali engenayo isikhathi eside, umnikazi udinga impendulo ecacile, hhayi ukuzethemba.
Impendulo leyo ingahlanganisa amathuluzi amaningi. Imali yesimo esiphuthumayo ingavala izikhala ezifushane. Izivumelwano ezicacile zinganciphisa izingxabano. Izeluleko zomthetho noma zobungcweti zingase zidingeke emibuzweni yomthwalo. Umshwalense ofanele ungasiza ngezindleko ezithile ezivikelekile ezinkulu ukuziphatha ngokwakho, uma ipholisi imboza isenzakalo futhi isimangalo samukelwa.
Azikho lezi zinketho ezisusa isidingo sokuphatha ibhizinisi kahle. Zandisa ikhono lokubuyisela lapho ingozi enzima iba yiqiniso.
Iphutha elivamile
Ukuzama ukuziphatha inani elingavala ibhizinisi ngaphandle kokuhlola ukuthi kudingeka ukuvikelwa okuqinile.
Abanikazi bavame ukucabanga ukuthi bazoyiphatha ngandlela thize, kuze kube yilapho ukweba okukodwa, ukulimala noma ukuhluleka komhlinzeki kubonisa ukuthi izindleko ezihlanganisiwe zokubuyisela nemali engenayo elahlekelwe zingaphezu kwamandla.
Isinyathelo sakho esilandelayo
Khetha ingozi eyodwa enzima. Yilinganise ngamathuba, izindleko nesikhathi sokubuyisela, bese unquma ukuthi kudingeka ukulawula, ukonga noma ukumbozwa okufanele.
Qhubeka ufunda
Isihloko sokugcina kuleli hubu sisebenzisa isinqumo sobungozi kumathuluzi, esitokweni nezinsizeni ezigcina ibhizinisi lenza imali.
Okungadawunilodiwe
Itafula elula lokuhlola ubungozi