Umshwalense webhizinisi ukhona ngoba ezinye izindleko zinkulu kakhulu ibhizinisi elincane ukuziphatha ngokwalo.
Umshwalense awuvimbi izinto ezimbi. Ungasiza ibhizinisi ukubuyisela lapho kukhona inani elivikelekile, ngokwezimo zepholisi, imingcele, izimo kanye nomphumela wesimangalo.
Lo mehluko ubalulekile. Umshwalense uyithuluzi lezezimali lezingozi ezithile, hhayi isithembiso sokuthi yonke inkinga izokhokhelwa noma ukuthi ibhizinisi alisoze liphazamiseke.
Kungani ikhono lokubuyisela libalulekile
Ibhizinisi elikhulu lingase libe namareserves emali, izinsiza ezisekelo nezimba ezingamukela inani elinzima. Ibhizinisi elincane livame ukuba namamajini amancane nezinketho ezimbalwa.
Uma amathuluzi, isitoko, izimoto noma izinsiza ezibalulekile ebiwe noma zonakele, ibhizinisi lingayeka ukwenza imali ngokushesha. Umnikazi angase akhokhe ukubuyisela, aqashe izinsiza, abuyisele amakhasimende noma akhokhe imiholo ngenkathi umsebenzi umisiwe, ngokuvamile ngaphambi kokuba imali entsha ifike.
Umshwalense ungaba yingxenye yohlelo lokubuyisela lapho ipholisi ifanele ingozi futhi isenzakalo sihlanganiswe. Awushintshi ukonga, amarekhodi amahle, ukusebenza okuphephile noma izinqumo ezicophelelayo.
Incazelo
Umshwalense webhizinisi
Umshwalense webhizinisi isivumelwano lapho ibhizinisi likhokha iphremiyamu futhi umshwalense angase anikeze isinxephezelo sezezimali ngezindleko ezithile ezivikelekile, ngokwezimo zepholisi, imingcele, izinto ezingafakiwe nezinqubo zezimangalo.
Umshwalense angenza ini nangangawenzi
Umshwalense uyindlela eyodwa yokudlulisa izingozi ezithile zezezimali kumshwalense. Ibhizinisi likhokha iphremiyamu. Uma kwenzeka isenzakalo esivikelekile futhi isimangalo samukelwa, umshwalense angase ahlawule ibhizinisi ngokokumbozwa, imingcele, izimo nasezinqumeni zezimangalo.
Lokhu kungasiza ekulungiseni noma ekubuyiseleni izimpahla, ekuphatheni izimangalo ezithile zomthwalo, ekunciphiseni isishayo sezimali sezenzakalo ezithile nasekunikezeni ibhizinisi isikhathi sokuqhubeka ngemva kwenani. Okufakiwe kuncike kupholisi yangempela, hhayi ekuqondeni okujwayelekile kokuthi umshwalense uvame ukumboza ini.
Umshwalense awumbozi konke. Awushintshi ukuphathwa okuhle, ukugcinwa okuphephile, izinkokhelo ezihlolwe, izinsiza ezilungisiwe noma amarekhodi acacile. Ipholisi ingaba nezinto ezingafakiwe, imingcele, izinkokhelo zangaphambili, izimo, amadokhumenti adingekayo nezinqubo zezimangalo umnikazi okufanele awaqonde ngaphambi kokuncika ekumbozweni.
| Umshwalense ungasiza | Umshwalense awushintshi |
|---|---|
| Ezinye izindleko zezezimali ezivikelekile | Ukuphathwa kobungozi kwansuku zonke |
| Ezinye izindleko zokulungisa noma ukubuyisela izimpahla | Yonke isenzakalo noma izindleko ezingenzeka |
| Ingxenye yohlelo lokubuyisela | Ukonga, amarekhodi nemikhuba ephephile |
| Izingozi ezinkulu ukuziphatha ngokwakho | Ukuhlola ukuthi ipholisi ifaka ini ngempela |
Nini umshwalense ungafanele ukuphenywa
Cabanga ukuthi uqhuba ibhizinisi lokulima futhi uncike kwitrela egcwele amathuluzi. Itrela ibiwe endaweni yomsebenzi ebusuku.
Ukubuyisela amathuluzi kungabiza kakhulu kunokuthi ibhizinisi likwazi ukukhokha ngemali engenayo yalenyanga. Umsebenzi uyama kuze kube yilapho amathuluzi abuyiselwa noma abolekwa. Amakhasimende anomsebenzi ohleliwe angase adinge ukulinda.
Umphumela: Uma kukhona ukumbozwa okufanele futhi inani lihlanganiswe kupholisi, umshwalense ungasiza ukuxhasa ukubuyisela. Uma kungekho ukumbozwa, noma isenzakalo singafakiwe, ibhizinisi kufanele libuyisele ngokonga, ngokuboleka noma ngomsebenzi obambeziwe.
Yingakho izingxoxo zomshwalense kufanele ziqale ngobungozi bebhizinisi, hhayi ngokwegama lomkhiqizo.
Nini ukucabanga ngomshwalense
Umshwalense ungafanele ukuphenywa lapho izimpahla ezibalulekile, izimoto, umsebenzi wamakhasimende noma umsebenzi endaweni yekhasimende zingadala izindleko ibhizinisi elingakwazi ukuziphatha ngokwalo. Isivumelwano sekhasimende singase sidinge ukumbozwa okuthile ngaphambi kokuthi umsebenzi uqale.
Ngaphambi kokucabanga ngemikhiqizo, bhala izingozi zakho. Qamba ukuthi kungenzeka ukuthi kungahamba kanjani kabi, kuzobiza malini, ukuthi ibhizinisi lingakwazi yini ukukhokha ngokonga, ukubuyisela kuzothatha isikhathi esingakanani, yini ezomisa imali engenayo nokuthi unaluphi ukuvikelwa ngokugcinwa, ukugcinwa, izivumelwano noma amareserves.
Umshwalense kufanele ufaniswe nobungozi bebhizinisi, hhayi ngokuphambene.
Lungela ingxoxo yokumbozwa esebenzayo
Ingxoxo esebenzayo nomshwalense noma umluleki iqala ngokucaca ngebhizinisi, okunakho, okuncike kukho, lapho umsebenzi wenzeka khona nokuthi yiziphi izindleko ezingaba nzima ukuziphatha ngokwakho.
Letha uhlu lwezimpahla, ubufakazi bokuba yimpahla lapho bukhona, ulinganiso lwezindleko zokubuyisela nohlu olufushane lwezingozi ezingamisa imali engenayo. Buza ukuthi ipholisi imboza ini, ayimbozi ini, yiziphi izinkokhelo zangaphambili ezisebenzayo, yimaphi amarekhodi adingekayo nokuthi izimangalo ziphethwa kanjani.
Imibuzo
Cha. Izidingo zincike emsebenzini, ezimpahleni, ezindaweni, ezivumelwaneni nezingozini ebhekene nazo ibhizinisi.
Cha. Ukonga nomshwalense kungasebenza ndawonye. Amareserves angasiza ngezikhala ezincane; umshwalense ungasiza ngezindleko ezinkulu ezivikelekile lapho ukumbozwa kusebenza.
Iphutha elivamile
Ukwenza sengathi umshwalense umboza yonke inani, noma ukuthi yonke ingozi encane idinga ipholisi.
Ngaphandle kokuhlola ipholisi yangempela, abanikazi bangase bathole sekwephuzile ukuthi isenzakalo asifakiwe, umda uphansi kakhulu noma amarekhodi adingekayo ayisile.
Isinyathelo sakho esilandelayo
Bhala izindleko ibhizinisi elingakwazi ukuziphatha ngokwalo. Ngayinye yazo, bhala ukuthi udinga ubuze ini ngokumbozwa okufanele, kufaka phakathi izinto ezingafakiwe, imingcele namarekhodi adingekayo.
Qhubeka ufunda
Isihloko esilandelayo sikusiza uhlukanise izingozi ibhizinisi elingaziphatha ngokulawula nokonga nezingase zidinge ukuvikelwa okuqinile.
Okungadawunilodiwe
Umhlahlandlela wengxoxo yokulungela umshwalense