Resources and downloads

Formalisation readiness checklist

Understand when registration may become useful, what it does not solve, and how to take one clear next step.

Checklist

From the lesson: Why Register a Business?

Simple profit check worksheet

Understand start with income, then list costs, simple profit check, what to check monthly in plain language and what it means for your business decisions.

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From the lesson: Are You Actually Making Money?

Hiring affordability worksheet

Check the full cost, purpose and cash-flow effect of a new hire before the business commits.

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From the lesson: Can You Afford to Hire Someone?

Business risk and asset protection checklist

Identify the events and dependencies that could stop trading, then estimate their likely impact.

Checklist

From the lesson: What Could Stop Your Business Tomorrow?

Invoice payment verification checklist

Learn how fake invoice scams work, spot changed banking details and verify a payment before money leaves the business.

Checklist

From the lesson: Fake Invoice Scams

Rainy-day reserve planner

Build a separate business reserve for slow months, delayed payments and essential unexpected costs.

Checklist

From the lesson: Build a Rainy-Day Reserve

Business structure comparison worksheet

Compare sole proprietor, partnership and private company, then choose the structure that fits ownership, risk and plans.

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From the lesson: Sole Proprietor, Partnership or Company?

Budget and cash flow worksheet

Understand what a budget should include, expected income, fixed costs, variable costs in plain language and what it means for your business decisions.

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From the lesson: How to Make a Simple Business Budget

Asset purchase checklist

Compare the full cost, earning value and funding options before buying business equipment.

Checklist

From the lesson: Before You Buy Equipment

Asset register template

Identify the assets that keep the business trading and record what is needed to protect or replace them.

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From the lesson: Know Your Most Important Business Assets

OTP safety reminder card

Understand what an OTP protects, recognise urgent scam requests and respond safely if you disclosed a security code.

Checklist

From the lesson: Never Share Your OTP

Owner absence continuity checklist

Reduce owner dependency with a practical continuity plan, a trusted contact and safe access to essential information.

Checklist

From the lesson: What If You Cannot Work?

Record-keeping starter checklist

Build a simple record system for money in, money out, banking and business documents, and keep a weekly habit.

Checklist

From the lesson: What Records Must I Keep?

Cash flow timing worksheet

Understand sales are not always cash, common cash-flow problems, a simple example, protect your cash flow in plain language and what it means for your business decisions.

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From the lesson: Why Sales Don’t Always Mean Cash

Big contract readiness checklist

Check cash timing, delivery capacity, paperwork and risk before accepting a large contract.

Checklist

From the lesson: Taking on a Big Contract

Insurance readiness conversation guide

Understand when insurance may help a business recover and what must be checked before choosing cover.

Guide

From the lesson: Why Business Insurance Exists

WhatsApp business safety checklist

Protect your business WhatsApp account, verify unusual requests and confirm that customer payments have cleared.

Checklist

From the lesson: Safe WhatsApp for Business

Key documents organiser

Organise key business documents, keep secure backups and make essential information findable during an emergency.

Checklist

From the lesson: Key Documents Every Owner Should Organise

Money separation checklist

Separate business and personal money so you can see what the business earns, needs and can pay you.

Checklist

From the lesson: Separate Business and Personal Money

Cost sorting worksheet

Understand fixed costs, variable costs, use costs in your decisions in plain language and what it means for your business decisions.

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From the lesson: Fixed Costs and Variable Costs

Savings vs finance decision guide

Compare savings and finance by total cost, repayment pressure and the cash buffer left behind.

Guide

From the lesson: Should You Use Savings or Finance?

Simple risk assessment table

Compare the cost and recovery time of business risks, then decide which ones need stronger protection.

Checklist

From the lesson: What Risks Can You Handle Yourself?

Phishing red flags checklist

Recognise phishing warning signs, check a message safely and protect business accounts after a suspicious click.

Checklist

From the lesson: How to Spot Phishing

Continuity contact sheet

Choose a trusted continuity contact, define their limits and test whether essential work can continue without you.

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From the lesson: Who Can Run Things If You Are Not There?

Supplier readiness checklist

Prepare supplier documents, cash timing and delivery capacity before you take on a bigger client.

Checklist

From the lesson: Getting Ready for Bigger Clients

Spending decision checklist

Understand ask what the spending is for, check the full cost, check timing, decide what can wait in plain language and what it means for your business decisions.

Checklist

From the lesson: Plan Before You Spend

Business expansion cost planner

Count the upfront, monthly and hidden costs of growth before deciding how quickly to expand.

Checklist

From the lesson: The Real Cost of Growth

Asset protection checklist

Protect essential tools, stock and equipment by improving security, proof and downtime planning.

Checklist

From the lesson: Protecting Tools, Stock and Equipment

Fraud response checklist

Take the first steps after suspected fraud: stop further loss, contact official providers, secure accounts and preserve evidence.

Checklist

From the lesson: What to Do If You Suspect Fraud

Business continuity and future planning checklist

Start practical exit and succession planning by clarifying your intention, organising the business and seeking formal advice where needed.

Checklist

From the lesson: Exit and Succession: Start Simple